Archive June 2019

70 Practical Tips for Leaving Wage Money

Every month you try to make money from your salary but you can not? Know that this happens to many people and that it is possible to reverse this situation with a little discipline. To help you, Credit Advisor will present 70 tips to get you to the end of the month with paid bills and happy to have money left over.

Check out the tips and start putting them into practice as soon as possible!

Check out the tips and start putting them into practice as soon as possible!

 

  1. Control expenditures and revenues in a spreadsheet;
  2. Spend only 70% of your salary and reserve 30% of the money;
  3. Before you buy, do a price survey;
  4. Go to the supermarket after eating not to buy on impulse;
  5. Look for free programs to enjoy and relax over the weekend;
  6. Take five minute baths to reduce energy bill;
  7. Save: turn off the lights! Close the taps tightly! Repair leaks !;
  8. Replace old appliances with new ones with low power consumption;
  9. Reduce or cancel services that you use little to spare money;
  10. Join several pieces of clothing in one go to wash and iron;
  11. Wake up early and have breakfast at home;
  12. Walk daily to avoid expenses with gym;
  13. Do you like to buy fruits and vegetables at the fair? Enjoy the time of the xepa!
  14. Always go with some snacks to pinch at the time of hunger;
  15. Prefer to use cash instead of credit card and / or debit card;
  16. Set a monthly spending limit on your credit card;
  17. Be careful with the sales! Just buy what you really need;
  18. If you like books, buy the digital ones: it comes cheaper and still saves space;
  19. Are you a Netflix fan? Find a friend to split the account!
  20. Use mobility app (Uber, Cabify and 99) only when you have no alternative;
  21. Add your payables to your mobile calendar so you do not forget;
  22. Evaluate your situation at work and ask for an increase, if the time is right;
  23. Beware of the “light 3 pay 2” ads, especially with the expiration date;
  24. Choose a day to do the “heavy housecleaning” at home instead of hiring the service;
  25. Do not have the money to pay an account? Trade to pay less interest !;
  26. Make plans and set goals with your money (short, medium and long term);
  27. Put a picture of your dream in your wallet and view it whenever you open it;
  28. Whenever possible, make investments to multiply your money;
  29. Do you like to go to the movies? Watch movies at home and pop the popcorn with butter!
  30. Choose only one weekend per month to spend with leisure;
  31. Practice “do it yourself”: decorate the house by reusing materials.
  32. Stay within bank fees and choose the bank with the lowest rates;
  33. Opt for supermarkets and discount pharmacies for those who have a registration;
  34. Consider buying through the internet: the freight price varies between sites. Search!
  35. Buy in sight whenever you can and negotiate discounts;
  36. Speak English? Cooks very well? Use some skill to earn extra money;
  37. Do not wait for December to arrive: make the year-end purchases as soon as possible;
  38. Give up clothes that are fashionable and choose classic pieces that last longer;
  39. Do you like to gift? Invest in creativity and save money at the same time!
  40. Keep the house organized. This helps you feel lighter and more focused;
  41. Prepare the lunch pots of the week and freeze them, to have more discipline with expenses;
  42. Try not to waste food and reuse barks, stalks, and seeds;
  43. Use public transportation or bicycle to save on fuel;
  44. Value the clothes you have at home: take them out of the bottom of the drawer and use them;
  45. Review the car periodically to avoid further damage in the future;
  46. Watch out for radars so you do not have to pay fines and lose points in your wallet;
  47. Before you buy, always ask yourself: Am I really in need of this?
  48. Trade your debts and get out of the red !;
  49. At the bank, do not be ashamed to ask about fees and negotiate rebates;
  50. Consolidate debts and balance the bills: ask for a personal loan now;
  51. Buy clothes outside the station, to pay cheaper;
  52. Schedule the automatic deposit on the savings, on the date of payment of the salary;
  53. Add up how many hours you need to work to buy what you want. Worth it?
  54. Beware of immediacy: all at the same time and now. Ask yourself: Can I wait?
  55. Try to increase your income instead of trying to cut down on basic expenses;
  56. Write down your goals and check them daily. Do not give up!
  57. Sell ​​clothes and objects that you no longer use; take advantage of ad sites;
  58. Do you want a new cell phone? Try to wait 30 days not to buy on impulse;
  59. All that brings immediate pleasure must be rethought at the time of purchase;
  60. Put the pennies in a piggy bank. You may need them at any time;
  61. Before going to the grocery store, make a list of what you need and follow exactly;
  62. Drinking alcohol is not only harmful to your health, it harms your pocket;
  63. Try generic brands and the brands of the supermarkets themselves;
  64. Decrease expenses with beauty salon and / or haircut to spare money;
  65. Do you have small children? It is better to teach them to control the money given to them;
  66. Lose the fear of accounting to better control your money;
  67. In the supermarket, change the cart by the basket;
  68. Rent your car or divide the expenses by offering a ride;
  69. Beware of small daily expenses; write down everything !;
  70. Be firm and do not give up on reaching your goals to make money every month!

 

Did you see just how many tips to help you with the goal of earning money?

Did you see just how many tips to help you with the goal of earning money?

With a little discipline and persistence, you’ll be able to save to get on with your plans.

But if money is lacking and it is very difficult to economize, you can know the loan options and choose the one that is most appropriate for your pocket. So you put the financial life in order to move on with your plans.